About

Kavil & Associates LLC is a newly established insurance firm based in Ohio, dedicated to helping individuals and families build long-term financial security. Our primary focus is on whole life insurance policies that are designed to generate high cash value over time, offering both protection and financial growth. We believe in empowering our clients with strategies that align with their personal goals and provide lasting peace of mind.

One of the key strategies we educate clients on is the Infinite Banking Concept (IBC) — a powerful approach that leverages high cash value whole life insurance to create a personal banking system. Through IBC, clients can access liquidity, fund major purchases, and grow wealth while maintaining control of their capital. It’s not just about insurance — it’s about using your policy as a financial engine that supports your lifestyle, investments, and legacy.

In addition to our insurance offerings, Kavil & Associates LLC provides consulting services across a range of business areas permitted under the laws of Ohio. Whether you are seeking guidance on financial planning, risk management, or exploring new ventures, our team is equipped to support your objectives with professionalism and care. We take pride in tailoring our services to meet the unique needs of each client, ensuring clarity, transparency, and long-term value.

As a growing firm, we are committed to building strong relationships and delivering results that matter. Our approach is rooted in trust, education, and personalized service — values that guide every interaction. Whether you are just beginning your financial journey or looking to enhance your current strategy, Kavil & Associates LLC is here to help you take the next step with confidence.

At Kavil & Associates LLC, we believe that financial strength begins with informed decisions. This page offers timeless insights and practical tools to help you build lasting value through whole life insurance, the Infinite Banking Concept, and other strategic solutions.

Whole life insurance is not just protection — it is a financial foundation.

Your future self will thank you for the decisions you make today.

Financial planning is not just for adults — it is a lifelong gift you can start in childhood.